Pandas Profiling Report

Dataset statistics

Number of variables	39
Number of observations	10000
Missing cells	3479
Missing cells (%)	0.9%
Duplicate rows	0
Duplicate rows (%)	0.0%
Total size in memory	3.0 MiB
Average record size in memory	312.0 B

Variable types

NUM	26
CAT	8
BOOL	5

Warnings

`policy_code` has constant value "10000"	Constant
`issue_date` has a high cardinality: 127 distinct values	High cardinality
`earlies_credit_mon` has a high cardinality: 528 distinct values	High cardinality
`user_id` is highly correlated with `loan_id`	High correlation
`loan_id` is highly correlated with `user_id`	High correlation
`monthly_payment` is highly correlated with `total_loan`	High correlation
`total_loan` is highly correlated with `monthly_payment`	High correlation
`work_year` has 622 (6.2%) missing values	Missing
`f0` has 498 (5.0%) missing values	Missing
`f1` has 858 (8.6%) missing values	Missing
`f2` has 498 (5.0%) missing values	Missing
`f3` has 498 (5.0%) missing values	Missing
`f4` has 498 (5.0%) missing values	Missing
`debt_loan_ratio` is highly skewed (γ1 = 37.68992536)	Skewed
`loan_id` has unique values	Unique
`user_id` has unique values	Unique
`house_exist` has 4945 (49.5%) zeros	Zeros
`use` has 5792 (57.9%) zeros	Zeros
`region` has 342 (3.4%) zeros	Zeros
`del_in_18month` has 8115 (81.2%) zeros	Zeros
`known_dero` has 8250 (82.5%) zeros	Zeros
`pub_dero_bankrup` has 8697 (87.0%) zeros	Zeros
`title` has 4924 (49.2%) zeros	Zeros
`f2` has 278 (2.8%) zeros	Zeros
`early_return` has 4906 (49.1%) zeros	Zeros
`early_return_amount` has 3866 (38.7%) zeros	Zeros
`early_return_amount_3mon` has 5372 (53.7%) zeros	Zeros

Reproduction

Analysis started	2021-10-15 01:36:07.579780
Analysis finished	2021-10-15 01:37:27.892784
Duration	1 minute and 20.31 seconds
Software version	pandas-profiling v2.9.0
Download configuration	config.yaml

loan_id
Real number (ℝ_≥0)

HIGH CORRELATION
UNIQUE

Distinct	10000
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	1025209.588
Minimum	1000008
Maximum	1049997
Zeros	0
Zeros (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	1000008
5-th percentile	1002726.95
Q1	1012973.25
median	1025276.5
Q3	1037694.5
95-th percentile	1047653.1
Maximum	1049997
Range	49989
Interquartile range (IQR)	24721.25

Descriptive statistics

Standard deviation	14386.82096
Coefficient of variation (CV)	0.01403305346
Kurtosis	-1.183092835
Mean	1025209.588
Median Absolute Deviation (MAD)	12371
Skewness	-0.004667230751
Sum	1.025209588e+10
Variance	206980617.2
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1015808	1	< 0.1%
1002124	1	< 0.1%
1004159	1	< 0.1%
1008257	1	< 0.1%
1024813	1	< 0.1%
1032837	1	< 0.1%
1038982	1	< 0.1%
1014071	1	< 0.1%
1045131	1	< 0.1%
1038990	1	< 0.1%
Other values (9990)	9990	99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1000008	1	< 0.1%
1000010	1	< 0.1%
1000014	1	< 0.1%
1000019	1	< 0.1%
1000031	1	< 0.1%

Value	Count	Frequency (%)
1049997	1	< 0.1%
1049994	1	< 0.1%
1049992	1	< 0.1%
1049985	1	< 0.1%
1049978	1	< 0.1%

user_id
Real number (ℝ_≥0)

HIGH CORRELATION
UNIQUE

Distinct	10000
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	225209.5877
Minimum	200008
Maximum	249997
Zeros	0
Zeros (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	200008
5-th percentile	202726.95
Q1	212973.25
median	225276.5
Q3	237694.5
95-th percentile	247653.1
Maximum	249997
Range	49989
Interquartile range (IQR)	24721.25

Descriptive statistics

Standard deviation	14386.82096
Coefficient of variation (CV)	0.06388192041
Kurtosis	-1.183092835
Mean	225209.5877
Median Absolute Deviation (MAD)	12371
Skewness	-0.004667230751
Sum	2252095877
Variance	206980617.2
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
245760	1	< 0.1%
240264	1	< 0.1%
230013	1	< 0.1%
223872	1	< 0.1%
237316	1	< 0.1%
242307	1	< 0.1%
215684	1	< 0.1%
236166	1	< 0.1%
234119	1	< 0.1%
214535	1	< 0.1%
Other values (9990)	9990	99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
200008	1	< 0.1%
200010	1	< 0.1%
200014	1	< 0.1%
200019	1	< 0.1%
200031	1	< 0.1%

Value	Count	Frequency (%)
249997	1	< 0.1%
249994	1	< 0.1%
249992	1	< 0.1%
249985	1	< 0.1%
249978	1	< 0.1%

total_loan
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct	1632
Distinct (%)	16.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	14402.12659
Minimum	818.1818182
Maximum	47272.72727
Zeros	0
Zeros (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	818.1818182
5-th percentile	3272.727273
Q1	7500
median	12272.72727
Q3	19636.36364
95-th percentile	32410.90909
Maximum	47272.72727
Range	46454.54545
Interquartile range (IQR)	12136.36364

Descriptive statistics

Standard deviation	8953.946807
Coefficient of variation (CV)	0.6217100475
Kurtosis	0.2766408756
Mean	14402.12659
Median Absolute Deviation (MAD)	5727.272725
Skewness	0.8897793728
Sum	144021265.9
Variance	80173163.41
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10909.09091	253	2.5%
16363.63636	249	2.5%
8181.818182	197	2.0%
13090.90909	186	1.9%
10000	162	1.6%
21818.18182	160	1.6%
11818.18182	159	1.6%
9090.909091	155	1.6%
6545.454545	153	1.5%
5454.545455	140	1.4%
Other values (1622)	8186	81.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
818.1818182	13	0.1%
909.0909091	7	0.1%
981.8181818	3	< 0.1%
1000	7	0.1%
1063.636364	1	< 0.1%

Value	Count	Frequency (%)
47272.72727	8	0.1%
46238.63636	1	< 0.1%
44790.90909	1	< 0.1%
44465.90909	1	< 0.1%
43636.36364	13	0.1%

year_of_loan
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

3	7602
5	2398

Frequencies
Length

Value	Count	Frequency (%)
3	7602	76.0%
5	2398	24.0%

Frequencies of value counts

Unique

Unique	0 ?
Unique (%)	0.0%

Histogram of lengths of the category

Length

Max length	1
Median length	1
Mean length	1
Min length	1

interest
Real number (ℝ_≥0)

Distinct	1028
Distinct (%)	10.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	13.2227819
Minimum	4.779
Maximum	33.979
Zeros	0
Zeros (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	4.779
5-th percentile	6.49
Q1	9.702
median	12.639
Q3	15.9855
95-th percentile	22.22
Maximum	33.979
Range	29.2
Interquartile range (IQR)	6.2835

Descriptive statistics

Standard deviation	4.875755184
Coefficient of variation (CV)	0.3687389855
Kurtosis	0.6947178613
Mean	13.2227819
Median Absolute Deviation (MAD)	3.174
Skewness	0.776026235
Sum	132227.819
Variance	23.77298861
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
11.99	96	1.0%
10.99	93	0.9%
12.089	92	0.9%
10.791	92	0.9%
15.389	86	0.9%
9.891	84	0.8%
8.253	80	0.8%
13.189	77	0.8%
11.691	76	0.8%
9.17	74	0.7%
Other values (1018)	9150	91.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
4.779	2	< 0.1%
4.788	71	0.7%
4.878	1	< 0.1%
5.211	2	< 0.1%
5.31	2	< 0.1%

Value	Count	Frequency (%)
33.979	3	< 0.1%
33.869	2	< 0.1%
33.814	1	< 0.1%
33.715	4	< 0.1%
33.187	2	< 0.1%

monthly_payment
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct	6377
Distinct (%)	63.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	436.960427
Minimum	30.44
Maximum	1503.89
Zeros	0
Zeros (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	30.44
5-th percentile	108.124
Q1	248.82
median	371.525
Q3	573.83
95-th percentile	966.486
Maximum	1503.89
Range	1473.45
Interquartile range (IQR)	325.01

Descriptive statistics

Standard deviation	261.7543965
Coefficient of variation (CV)	0.5990345585
Kurtosis	0.8652230604
Mean	436.960427
Median Absolute Deviation (MAD)	152.34
Skewness	1.042613459
Sum	4369604.27
Variance	68515.36406
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
318.79	27	0.3%
327.34	23	0.2%
361.38	21	0.2%
332.1	19	0.2%
156.43	18	0.2%
196.41	18	0.2%
301.15	18	0.2%
392.81	17	0.2%
625.72	17	0.2%
637.58	14	0.1%
Other values (6367)	9808	98.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
30.44	1	< 0.1%
30.94	1	< 0.1%
31.11	2	< 0.1%
31.29	1	< 0.1%
31.33	1	< 0.1%

Value	Count	Frequency (%)
1503.89	1	< 0.1%
1502.92	1	< 0.1%
1486.34	1	< 0.1%
1479.87	1	< 0.1%
1476.05	1	< 0.1%

class
Categorical

Distinct	7
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

B	2965
C	2859
A	1698
D	1483
E	693
Other values (2)	302

Frequencies
Length

Value	Count	Frequency (%)
B	2965	29.6%
C	2859	28.6%
A	1698	17.0%
D	1483	14.8%
E	693	6.9%
F	241	2.4%
G	61	0.6%

Frequencies of value counts

Unique

Unique	0 ?
Unique (%)	0.0%

Histogram of lengths of the category

Length

Max length	1
Median length	1
Mean length	1
Min length	1

employer_type
Categorical

Distinct	6
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

普通企业	4610
政府机构	2474
幼教与中小学校	1053
上市企业	958
世界五百强	542

Frequencies
Length

Value	Count	Frequency (%)
普通企业	4610	46.1%
政府机构	2474	24.7%
幼教与中小学校	1053	10.5%
上市企业	958	9.6%
世界五百强	542	5.4%
高等教育机构	363	3.6%

Frequencies of value counts

Unique

Unique	0 ?
Unique (%)	0.0%

Histogram of lengths of the category

Length

Max length	7
Median length	4
Mean length	4.4427
Min length	4

industry
Categorical

Distinct	14
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

金融业	1629
电力、热力生产供应业	1248
公共服务、社会组织	1065
住宿和餐饮业	907
信息传输、软件和信息技术服务业	808
Other values (9)	4343

Frequencies
Length

Common Values
Overview

Value	Count	Frequency (%)
金融业	1629	16.3%
电力、热力生产供应业	1248	12.5%
公共服务、社会组织	1065	10.7%
住宿和餐饮业	907	9.1%
信息传输、软件和信息技术服务业	808	8.1%
文化和体育业	793	7.9%
建筑业	704	7.0%
房地产业	554	5.5%
采矿业	506	5.1%
交通运输、仓储和邮政业	492	4.9%
Other values (4)	1294	12.9%

Frequencies of value counts

Unique

Unique	0 ?
Unique (%)	0.0%

Histogram of lengths of the category

Length

Max length	15
Median length	6
Mean length	6.7826
Min length	3

work_year
Categorical

MISSING

Distinct	11
Distinct (%)	0.1%
Missing	622
Missing (%)	6.2%
Memory size	78.1 KiB

10+ years	3370
2 years	848
3 years	776
< 1 year	765
1 year	671
Other values (6)	2948

Frequencies
Length

Common Values
Overview

Value	Count	Frequency (%)
10+ years	3370	33.7%
2 years	848	8.5%
3 years	776	7.8%
< 1 year	765	7.6%
1 year	671	6.7%
5 years	623	6.2%
4 years	562	5.6%
6 years	476	4.8%
8 years	458	4.6%
7 years	436	4.4%
(Missing)	622	6.2%

Frequencies of value counts

Unique

Unique	0 ?
Unique (%)	0.0%

Histogram of lengths of the category

Length

Max length	9
Median length	7
Mean length	7.4346
Min length	3

house_exist
Real number (ℝ_≥0)

ZEROS

Distinct	5
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.6122
Minimum	0
Maximum	4
Zeros	4945
Zeros (%)	49.5%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	1
95-th percentile	2
Maximum	4
Range	4
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.6722026076
Coefficient of variation (CV)	1.098011447
Kurtosis	-0.5926248311
Mean	0.6122
Median Absolute Deviation (MAD)	1
Skewness	0.6578602945
Sum	6122
Variance	0.4518563456
Monotocity	Not monotonic

Histogram with fixed size bins (bins=5)

Value	Count	Frequency (%)
0	4945	49.5%
1	3992	39.9%
2	1060	10.6%
3	2	< 0.1%
4	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4945	49.5%
1	3992	39.9%
2	1060	10.6%
3	2	< 0.1%
4	1	< 0.1%

Value	Count	Frequency (%)
4	1	< 0.1%
3	2	< 0.1%
2	1060	10.6%
1	3992	39.9%
0	4945	49.5%

censor_status
Categorical

Distinct	3
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

1	3794
2	3176
0	3030

Frequencies
Length

Value	Count	Frequency (%)
1	3794	37.9%
2	3176	31.8%
0	3030	30.3%

Frequencies of value counts

Unique

Unique	0 ?
Unique (%)	0.0%

Histogram of lengths of the category

Length

Max length	1
Median length	1
Mean length	1
Min length	1

issue_date
Categorical

HIGH CARDINALITY

Distinct	127
Distinct (%)	1.3%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

2016/3/1	374
2015/10/1	335
2015/7/1	326
2015/12/1	304
2014/10/1	281
Other values (122)	8380

Frequencies
Length

Common Values
Overview

Value	Count	Frequency (%)
2016/3/1	374	3.7%
2015/10/1	335	3.4%
2015/7/1	326	3.3%
2015/12/1	304	3.0%
2014/10/1	281	2.8%
2016/2/1	279	2.8%
2015/1/1	252	2.5%
2015/11/1	241	2.4%
2015/5/1	231	2.3%
2015/8/1	224	2.2%
Other values (117)	7153	71.5%

Frequencies of value counts

Unique

Unique	7 ?
Unique (%)	0.1%

Histogram of lengths of the category

Length

Max length	9
Median length	8
Mean length	8.2688
Min length	8

use
Real number (ℝ_≥0)

ZEROS

Distinct	14
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	1.7626
Minimum	0
Maximum	13
Zeros	5792
Zeros (%)	57.9%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	4
95-th percentile	5
Maximum	13
Range	13
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	2.392031233
Coefficient of variation (CV)	1.357103843
Kurtosis	1.357919722
Mean	1.7626
Median Absolute Deviation (MAD)	0
Skewness	1.269172766
Sum	17626
Variance	5.721813421
Monotocity	Not monotonic

Histogram with fixed size bins (bins=14)

Value	Count	Frequency (%)
0	5792	57.9%
4	2164	21.6%
2	644	6.4%
5	611	6.1%
3	212	2.1%
1	116	1.2%
9	111	1.1%
8	100	1.0%
7	77	0.8%
10	72	0.7%
Other values (4)	101	1.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5792	57.9%
1	116	1.2%
2	644	6.4%
3	212	2.1%
4	2164	21.6%

Value	Count	Frequency (%)
13	4	< 0.1%
12	23	0.2%
11	9	0.1%
10	72	0.7%
9	111	1.1%

post_code
Real number (ℝ_≥0)

Distinct	794
Distinct (%)	7.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	257.5191
Minimum	0
Maximum	901
Zeros	34
Zeros (%)	0.3%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	19
Q1	99
median	197
Q3	390
95-th percentile	657
Maximum	901
Range	901
Interquartile range (IQR)	291

Descriptive statistics

Standard deviation	201.3517785
Coefficient of variation (CV)	0.7818906577
Kurtosis	-0.0971769801
Mean	257.5191
Median Absolute Deviation (MAD)	127
Skewness	0.8547690895
Sum	2575191
Variance	40542.53869
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
19	113	1.1%
134	104	1.0%
51	102	1.0%
31	99	1.0%
4	97	1.0%
17	89	0.9%
143	84	0.8%
32	83	0.8%
195	81	0.8%
116	76	0.8%
Other values (784)	9072	90.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	34	0.3%
1	4	< 0.1%
2	29	0.3%
3	5	0.1%
4	97	1.0%

Value	Count	Frequency (%)
901	1	< 0.1%
893	2	< 0.1%
876	1	< 0.1%
872	1	< 0.1%
865	1	< 0.1%

region
Real number (ℝ_≥0)

ZEROS

Distinct	50
Distinct (%)	0.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	16.3199
Minimum	0
Maximum	49
Zeros	342
Zeros (%)	3.4%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	8
median	14
Q3	22
95-th percentile	38
Maximum	49
Range	49
Interquartile range (IQR)	14

Descriptive statistics

Standard deviation	11.01909733
Coefficient of variation (CV)	0.6751939248
Kurtosis	-0.02912058897
Mean	16.3199
Median Absolute Deviation (MAD)	7
Skewness	0.7792889963
Sum	163199
Variance	121.420506
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
8	1414	14.1%
13	832	8.3%
14	799	8.0%
21	678	6.8%
2	410	4.1%
19	366	3.7%
0	342	3.4%
3	338	3.4%
30	318	3.2%
9	280	2.8%
Other values (40)	4223	42.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	342	3.4%
1	19	0.2%
2	410	4.1%
3	338	3.4%
4	191	1.9%

Value	Count	Frequency (%)
49	9	0.1%
48	19	0.2%
47	18	0.2%
46	10	0.1%
45	68	0.7%

debt_loan_ratio
Real number (ℝ_≥0)

SKEWED

Distinct	6213
Distinct (%)	62.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	17.53216982
Minimum	0
Maximum	999
Zeros	12
Zeros (%)	0.1%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	4.708863636
Q1	11.15795455
median	16.65227272
Q3	22.78159091
95-th percentile	32.02790909
Maximum	999
Range	999
Interquartile range (IQR)	11.62363637

Descriptive statistics

Standard deviation	14.21850945
Coefficient of variation (CV)	0.8109954213
Kurtosis	2418.763555
Mean	17.53216982
Median Absolute Deviation (MAD)	5.791363635
Skewness	37.68992536
Sum	175321.6982
Variance	202.1660109
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	12	0.1%
16.58181818	9	0.1%
15.70909091	9	0.1%
14.4	9	0.1%
20.42181818	8	0.1%
13.5	8	0.1%
11.78181818	8	0.1%
12	8	0.1%
18.45454545	7	0.1%
24.3	7	0.1%
Other values (6203)	9915	99.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	12	0.1%
0.147272727	1	< 0.1%
0.196363636	1	< 0.1%
0.23	1	< 0.1%
0.29	1	< 0.1%

Value	Count	Frequency (%)
999	1	< 0.1%
509.3672727	1	< 0.1%
191.4545455	1	< 0.1%
183.2727273	1	< 0.1%
167.74	1	< 0.1%

del_in_18month
Real number (ℝ_≥0)

ZEROS

Distinct	12
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.3116
Minimum	0
Maximum	15
Zeros	8115
Zeros (%)	81.2%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	2
Maximum	15
Range	15
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.8724571956
Coefficient of variation (CV)	2.799926815
Kurtosis	47.15400756
Mean	0.3116
Median Absolute Deviation (MAD)	0
Skewness	5.35030686
Sum	3116
Variance	0.7611815582
Monotocity	Not monotonic

Histogram with fixed size bins (bins=12)

Value	Count	Frequency (%)
0	8115	81.2%
1	1267	12.7%
2	347	3.5%
3	133	1.3%
4	59	0.6%
5	31	0.3%
6	18	0.2%
7	12	0.1%
8	9	0.1%
9	4	< 0.1%
Other values (2)	5	0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	8115	81.2%
1	1267	12.7%
2	347	3.5%
3	133	1.3%
4	59	0.6%

Value	Count	Frequency (%)
15	3	< 0.1%
10	2	< 0.1%
9	4	< 0.1%
8	9	0.1%
7	12	0.1%

scoring_low
Real number (ℝ_≥0)

Distinct	132
Distinct (%)	1.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	664.1155909
Minimum	540
Maximum	910.9090909
Zeros	0
Zeros (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	540
5-th percentile	548.1818182
Q1	601.3636364
median	665
Q3	725.4545455
95-th percentile	785.4545455
Maximum	910.9090909
Range	370.9090909
Interquartile range (IQR)	124.0909091

Descriptive statistics

Standard deviation	77.04051098
Coefficient of variation (CV)	0.1160046715
Kurtosis	-0.8400689113
Mean	664.1155909
Median Absolute Deviation (MAD)	60.4545455
Skewness	0.1713949303
Sum	6641155.909
Variance	5935.240332
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
720	314	3.1%
600	254	2.5%
540	230	2.3%
670	228	2.3%
660	228	2.3%
725.4545455	221	2.2%
609.0909091	219	2.2%
544.0909091	219	2.2%
665	217	2.2%
604.5454545	216	2.2%
Other values (122)	7654	76.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
540	230	2.3%
544.0909091	219	2.2%
548.1818182	205	2.1%
552.2727273	189	1.9%
556.3636364	209	2.1%

Value	Count	Frequency (%)
910.9090909	1	< 0.1%
905.4545455	3	< 0.1%
894.5454545	1	< 0.1%
889.0909091	5	0.1%
883.6363636	6	0.1%

scoring_high
Real number (ℝ_≥0)

Distinct	361
Distinct (%)	3.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	774.4483258
Minimum	585
Maximum	1131.818182
Zeros	0
Zeros (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	585
5-th percentile	620.4545455
Q1	700
median	772.7272727
Q3	845
95-th percentile	943.75
Maximum	1131.818182
Range	546.818182
Interquartile range (IQR)	145

Descriptive statistics

Standard deviation	99.17442675
Coefficient of variation (CV)	0.1280581589
Kurtosis	-0.4661890303
Mean	774.4483258
Median Absolute Deviation (MAD)	72.7272727
Skewness	0.2600861681
Sum	7744483.258
Variance	9835.566922
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
731.25	123	1.2%
715.9090909	116	1.2%
780	112	1.1%
840	104	1.0%
900	98	1.0%
750	92	0.9%
772.7272727	84	0.8%
650	83	0.8%
585	83	0.8%
680.1136364	83	0.8%
Other values (351)	9022	90.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
585	83	0.8%
589.4318182	63	0.6%
593.8636364	61	0.6%
598.2954545	64	0.6%
602.7272727	62	0.6%

Value	Count	Frequency (%)
1131.818182	1	< 0.1%
1111.363636	2	< 0.1%
1104.545455	2	< 0.1%
1097.727273	2	< 0.1%
1090.909091	2	< 0.1%

known_outstanding_loan
Real number (ℝ_≥0)

Distinct	47
Distinct (%)	0.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	11.645
Minimum	1
Maximum	59
Zeros	0
Zeros (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	1
5-th percentile	5
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	59
Range	58
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.500745479
Coefficient of variation (CV)	0.4723697277
Kurtosis	3.375894309
Mean	11.645
Median Absolute Deviation (MAD)	3
Skewness	1.338490556
Sum	116450
Variance	30.25820082
Monotocity	Not monotonic

Histogram with fixed size bins (bins=47)

Value	Count	Frequency (%)
9	917	9.2%
8	869	8.7%
10	857	8.6%
11	852	8.5%
7	800	8.0%
12	670	6.7%
13	637	6.4%
6	588	5.9%
14	503	5.0%
15	443	4.4%
Other values (37)	2864	28.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	3	< 0.1%
2	37	0.4%
3	126	1.3%
4	258	2.6%
5	426	4.3%

Value	Count	Frequency (%)
59	1	< 0.1%
50	1	< 0.1%
46	3	< 0.1%
45	1	< 0.1%
43	1	< 0.1%

known_dero
Real number (ℝ_≥0)

ZEROS

Distinct	13
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.2264
Minimum	0
Maximum	12
Zeros	8250
Zeros (%)	82.5%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	12
Range	12
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.6079309155
Coefficient of variation (CV)	2.685207224
Kurtosis	55.09055076
Mean	0.2264
Median Absolute Deviation (MAD)	0
Skewness	5.35769843
Sum	2264
Variance	0.369579998
Monotocity	Not monotonic

Histogram with fixed size bins (bins=13)

Value	Count	Frequency (%)
0	8250	82.5%
1	1440	14.4%
2	206	2.1%
3	61	0.6%
4	23	0.2%
5	7	0.1%
6	5	0.1%
8	2	< 0.1%
7	2	< 0.1%
9	1	< 0.1%
Other values (3)	3	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	8250	82.5%
1	1440	14.4%
2	206	2.1%
3	61	0.6%
4	23	0.2%

Value	Count	Frequency (%)
12	1	< 0.1%
11	1	< 0.1%
10	1	< 0.1%
9	1	< 0.1%
8	2	< 0.1%

pub_dero_bankrup
Real number (ℝ_≥0)

ZEROS

Distinct	6
Distinct (%)	0.1%
Missing	7
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%

Mean	0.1389972981
Minimum	0
Maximum	5
Zeros	8697
Zeros (%)	87.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	5
Range	5
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.3790886992
Coefficient of variation (CV)	2.727309843
Kurtosis	14.03806248
Mean	0.1389972981
Median Absolute Deviation (MAD)	0
Skewness	3.122522102
Sum	1389
Variance	0.1437082419
Monotocity	Not monotonic

Histogram with fixed size bins (bins=6)

Value	Count	Frequency (%)
0	8697	87.0%
1	1223	12.2%
2	58	0.6%
3	12	0.1%
5	2	< 0.1%
4	1	< 0.1%
(Missing)	7	0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	8697	87.0%
1	1223	12.2%
2	58	0.6%
3	12	0.1%
4	1	< 0.1%

Value	Count	Frequency (%)
5	2	< 0.1%
4	1	< 0.1%
3	12	0.1%
2	58	0.6%
1	1223	12.2%

recircle_b
Real number (ℝ_≥0)

Distinct	9458
Distinct (%)	94.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	16548.29942
Minimum	0
Maximum	779021
Zeros	54
Zeros (%)	0.5%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1772.6
Q1	6189.173077
median	11476.07693
Q3	20384.07692
95-th percentile	44926.73077
Maximum	779021
Range	779021
Interquartile range (IQR)	14194.90385

Descriptive statistics

Standard deviation	21078.54423
Coefficient of variation (CV)	1.273758934
Kurtosis	232.3834052
Mean	16548.29942
Median Absolute Deviation (MAD)	6306.346153
Skewness	10.01488219
Sum	165482994.2
Variance	444305026.9
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	54	0.5%
4368	4	< 0.1%
8012.307692	4	< 0.1%
7425	4	< 0.1%
6349.538462	4	< 0.1%
9360	3	< 0.1%
4729.846154	3	< 0.1%
6612	3	< 0.1%
5076	3	< 0.1%
7471.692308	3	< 0.1%
Other values (9448)	9915	99.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	54	0.5%
4.307692308	1	< 0.1%
4.615384615	1	< 0.1%
6.461538462	1	< 0.1%
7.384615385	1	< 0.1%

Value	Count	Frequency (%)
779021	1	< 0.1%
445378	1	< 0.1%
411675	1	< 0.1%
355336.1538	1	< 0.1%
286431.9231	1	< 0.1%

recircle_u
Real number (ℝ_≥0)

Distinct	3083
Distinct (%)	30.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	53.62262462
Minimum	0
Maximum	120.6153846
Zeros	64
Zeros (%)	0.6%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	10.61538462
Q1	33.96923077
median	53.28076923
Q3	73.30961539
95-th percentile	96.16923077
Maximum	120.6153846
Range	120.6153846
Interquartile range (IQR)	39.34038461

Descriptive statistics

Standard deviation	26.02356232
Coefficient of variation (CV)	0.4853093728
Kurtosis	-0.7406750425
Mean	53.62262462
Median Absolute Deviation (MAD)	19.69230769
Skewness	0.01641016958
Sum	536226.2462
Variance	677.2257959
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	64	0.6%
64.61538462	19	0.2%
67.84615385	19	0.2%
38.76923077	17	0.2%
69.78461538	16	0.2%
72.69230769	14	0.1%
29.07692308	14	0.1%
71.07692308	14	0.1%
45.23076923	14	0.1%
63.69230769	14	0.1%
Other values (3073)	9795	98.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	64	0.6%
0.092307692	3	< 0.1%
0.1	3	< 0.1%
0.115384615	1	< 0.1%
0.230769231	1	< 0.1%

Value	Count	Frequency (%)
120.6153846	1	< 0.1%
120	1	< 0.1%
119.3076923	1	< 0.1%
117.6923077	1	< 0.1%
116.8846154	1	< 0.1%

initial_list_status
Boolean

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

0	5859
1	4141

Common Values
Chart

Value	Count	Frequency (%)
0	5859	58.6%
1	4141	41.4%

app_type
Boolean

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

0	9800
1	200

Common Values
Chart

Value	Count	Frequency (%)
0	9800	98.0%
1	200	2.0%

earlies_credit_mon
Categorical

HIGH CARDINALITY

Distinct	528
Distinct (%)	5.3%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

2000/8/1	87
2021/9/2	76
1999/10/1	72
2021/8/1	71
2021/3/1	67
Other values (523)	9627

Frequencies
Length

Common Values
Overview

Value	Count	Frequency (%)
2000/8/1	87	0.9%
2021/9/2	76	0.8%
1999/10/1	72	0.7%
2021/8/1	71	0.7%
2021/3/1	67	0.7%
2021/8/3	65	0.7%
2021/8/4	65	0.7%
2021/12/1	65	0.7%
2021/10/1	65	0.7%
2021/9/5	63	0.6%
Other values (518)	9304	93.0%

Frequencies of value counts

Unique

Unique	68 ?
Unique (%)	0.7%

Histogram of lengths of the category

Length

Max length	10
Median length	8
Mean length	8.3028
Min length	8

title
Real number (ℝ_≥0)

ZEROS

Distinct	908
Distinct (%)	9.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	1808.2016
Minimum	0
Maximum	61387
Zeros	4924
Zeros (%)	49.2%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	5
95-th percentile	11133.45
Maximum	61387
Range	61387
Interquartile range (IQR)	5

Descriptive statistics

Standard deviation	8011.09827
Coefficient of variation (CV)	4.430423173
Kurtosis	26.9274107
Mean	1808.2016
Median Absolute Deviation (MAD)	1
Skewness	5.114758381
Sum	18082016
Variance	64177695.49
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	4924	49.2%
4	1836	18.4%
5	544	5.4%
6	520	5.2%
3	168	1.7%
2	120	1.2%
38	111	1.1%
10	97	1.0%
1	87	0.9%
9	74	0.7%
Other values (898)	1519	15.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4924	49.2%
1	87	0.9%
2	120	1.2%
3	168	1.7%
4	1836	18.4%

Value	Count	Frequency (%)
61387	1	< 0.1%
61311	1	< 0.1%
61155	1	< 0.1%
60905	1	< 0.1%
60491	1	< 0.1%

policy_code
Boolean

CONSTANT
REJECTED

Distinct	1
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

1	10000

Common Values
Chart

Value	Count	Frequency (%)
1	10000	100.0%

f0
Real number (ℝ_≥0)

MISSING

Distinct	29
Distinct (%)	0.3%
Missing	498
Missing (%)	5.0%
Infinite	0
Infinite (%)	0.0%

Mean	5.690486213
Minimum	0
Maximum	33
Zeros	44
Zeros (%)	0.4%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	7
95-th percentile	12
Maximum	33
Range	33
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.298545765
Coefficient of variation (CV)	0.579659741
Kurtosis	3.653709261
Mean	5.690486213
Median Absolute Deviation (MAD)	2
Skewness	1.419712231
Sum	54071
Variance	10.88040416
Monotocity	Not monotonic

Histogram with fixed size bins (bins=29)

Value	Count	Frequency (%)
4	1493	14.9%
5	1296	13.0%
3	1271	12.7%
6	1131	11.3%
7	870	8.7%
2	865	8.6%
8	652	6.5%
9	453	4.5%
1	333	3.3%
10	321	3.2%
Other values (19)	817	8.2%
(Missing)	498	5.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	44	0.4%
1	333	3.3%
2	865	8.6%
3	1271	12.7%
4	1493	14.9%

Value	Count	Frequency (%)
33	1	< 0.1%
28	1	< 0.1%
26	4	< 0.1%
25	2	< 0.1%
24	2	< 0.1%

f1
Boolean

MISSING

Distinct	2
Distinct (%)	< 0.1%
Missing	858
Missing (%)	8.6%
Memory size	78.1 KiB

0	9129
1	13
(Missing)	858

Common Values
Chart

Value	Count	Frequency (%)
0	9129	91.3%
1	13	0.1%
(Missing)	858	8.6%

f2
Real number (ℝ_≥0)

MISSING
ZEROS

Distinct	59
Distinct (%)	0.6%
Missing	498
Missing (%)	5.0%
Infinite	0
Infinite (%)	0.0%

Mean	8.467796253
Minimum	0
Maximum	93
Zeros	278
Zeros (%)	2.8%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	4
median	7
Q3	11
95-th percentile	23
Maximum	93
Range	93
Interquartile range (IQR)	7

Descriptive statistics

Standard deviation	7.31595317
Coefficient of variation (CV)	0.8639736894
Kurtosis	8.487488543
Mean	8.467796253
Median Absolute Deviation (MAD)	4
Skewness	2.143477406
Sum	80461
Variance	53.52317079
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
5	829	8.3%
4	829	8.3%
3	815	8.2%
6	755	7.5%
2	722	7.2%
7	654	6.5%
8	581	5.8%
9	535	5.3%
1	514	5.1%
10	428	4.3%
Other values (49)	2840	28.4%
(Missing)	498	5.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	278	2.8%
1	514	5.1%
2	722	7.2%
3	815	8.2%
4	829	8.3%

Value	Count	Frequency (%)
93	1	< 0.1%
89	1	< 0.1%
70	1	< 0.1%
64	1	< 0.1%
60	1	< 0.1%

f3
Real number (ℝ_≥0)

MISSING

Distinct	62
Distinct (%)	0.7%
Missing	498
Missing (%)	5.0%
Infinite	0
Infinite (%)	0.0%

Mean	14.65901915
Minimum	2
Maximum	88
Zeros	0
Zeros (%)	0.0%
Memory size	78.1 KiB

Quantile statistics

Minimum	2
5-th percentile	5
Q1	9
median	13
Q3	19
95-th percentile	30
Maximum	88
Range	86
Interquartile range (IQR)	10

Descriptive statistics

Standard deviation	8.263954254
Coefficient of variation (CV)	0.5637453753
Kurtosis	3.175182278
Mean	14.65901915
Median Absolute Deviation (MAD)	5
Skewness	1.346990861
Sum	139290
Variance	68.29293991
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	588	5.9%
8	547	5.5%
11	546	5.5%
12	533	5.3%
13	530	5.3%
10	525	5.2%
7	524	5.2%
14	470	4.7%
15	465	4.7%
6	444	4.4%
Other values (52)	4330	43.3%
(Missing)	498	5.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2	56	0.6%
3	157	1.6%
4	238	2.4%
5	320	3.2%
6	444	4.4%

Value	Count	Frequency (%)
88	1	< 0.1%
80	1	< 0.1%
65	1	< 0.1%
62	1	< 0.1%
59	1	< 0.1%

f4
Real number (ℝ_≥0)

MISSING

Distinct	40
Distinct (%)	0.4%
Missing	498
Missing (%)	5.0%
Infinite	0
Infinite (%)	0.0%

Mean	8.098084614
Minimum	0
Maximum	50
Zeros	26
Zeros (%)	0.3%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	5
median	7
Q3	11
95-th percentile	17
Maximum	50
Range	50
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	4.871796931
Coefficient of variation (CV)	0.6015986698
Kurtosis	3.199113476
Mean	8.098084614
Median Absolute Deviation (MAD)	3
Skewness	1.354464974
Sum	76948
Variance	23.73440534
Monotocity	Not monotonic

Histogram with fixed size bins (bins=40)

Value	Count	Frequency (%)
5	959	9.6%
6	952	9.5%
4	948	9.5%
7	863	8.6%
8	784	7.8%
3	687	6.9%
9	664	6.6%
10	590	5.9%
2	463	4.6%
11	457	4.6%
Other values (30)	2135	21.3%
(Missing)	498	5.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	26	0.3%
1	176	1.8%
2	463	4.6%
3	687	6.9%
4	948	9.5%

Value	Count	Frequency (%)
50	1	< 0.1%
39	1	< 0.1%
37	1	< 0.1%
36	4	< 0.1%
35	1	< 0.1%

early_return
Real number (ℝ_≥0)

ZEROS

Distinct	6
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	1.2906
Minimum	0
Maximum	5
Zeros	4906
Zeros (%)	49.1%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	3
Maximum	5
Range	5
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	1.449469467
Coefficient of variation (CV)	1.123097371
Kurtosis	-1.001618042
Mean	1.2906
Median Absolute Deviation (MAD)	1
Skewness	0.594811468
Sum	12906
Variance	2.100961736
Monotocity	Not monotonic

Histogram with fixed size bins (bins=6)

Value	Count	Frequency (%)
0	4906	49.1%
3	2671	26.7%
1	1003	10.0%
2	1002	10.0%
5	214	2.1%
4	204	2.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4906	49.1%
1	1003	10.0%
2	1002	10.0%
3	2671	26.7%
4	204	2.0%

Value	Count	Frequency (%)
5	214	2.1%
4	204	2.0%
3	2671	26.7%
2	1002	10.0%
1	1003	10.0%

early_return_amount
Real number (ℝ_≥0)

ZEROS

Distinct	4248
Distinct (%)	42.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	2173.9161
Minimum	0
Maximum	18413
Zeros	3866
Zeros (%)	38.7%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	838.5
Q3	3354.25
95-th percentile	8602.2
Maximum	18413
Range	18413
Interquartile range (IQR)	3354.25

Descriptive statistics

Standard deviation	3027.539977
Coefficient of variation (CV)	1.392666431
Kurtosis	3.520487864
Mean	2173.9161
Median Absolute Deviation (MAD)	838.5
Skewness	1.844471225
Sum	21739161
Variance	9165998.311
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	3866	38.7%
429	6	0.1%
947	6	0.1%
386	6	0.1%
417	5	0.1%
684	5	0.1%
624	5	0.1%
990	5	0.1%
202	5	0.1%
74	5	0.1%
Other values (4238)	6086	60.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	3866	38.7%
51	2	< 0.1%
53	1	< 0.1%
54	1	< 0.1%
56	2	< 0.1%

Value	Count	Frequency (%)
18413	1	< 0.1%
17446	1	< 0.1%
17258	1	< 0.1%
17222	1	< 0.1%
17102	1	< 0.1%

early_return_amount_3mon
Real number (ℝ_≥0)

ZEROS

Distinct	3809
Distinct (%)	38.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	335.23224
Minimum	0
Maximum	5523.9
Zeros	5372
Zeros (%)	53.7%
Memory size	78.1 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	413.675
95-th percentile	1629.435
Maximum	5523.9
Range	5523.9
Interquartile range (IQR)	413.675

Descriptive statistics

Standard deviation	635.1088253
Coefficient of variation (CV)	1.894533847
Kurtosis	10.44067234
Mean	335.23224
Median Absolute Deviation (MAD)	0
Skewness	2.913200569
Sum	3352322.4
Variance	403363.22
Monotocity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	5372	53.7%
60.6	5	0.1%
126.6	5	0.1%
186	4	< 0.1%
701.4	4	< 0.1%
362.1	4	< 0.1%
246.9	4	< 0.1%
230.6	4	< 0.1%
49.8	4	< 0.1%
27.4	4	< 0.1%
Other values (3799)	4590	45.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5372	53.7%
5.1	1	< 0.1%
5.6	1	< 0.1%
5.8	1	< 0.1%
6.1	1	< 0.1%

Value	Count	Frequency (%)
5523.9	1	< 0.1%
5090.1	1	< 0.1%
4821.9	1	< 0.1%
4808.1	1	< 0.1%
4752.9	1	< 0.1%

isDefault
Boolean

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	78.1 KiB

0	8317
1	1683

Common Values
Chart

Value	Count	Frequency (%)
0	8317	83.2%
1	1683	16.8%

Pearson's r

The Pearson's correlation coefficient (r) is a measure of linear correlation between two variables. It's value lies between -1 and +1, -1 indicating total negative linear correlation, 0 indicating no linear correlation and 1 indicating total positive linear correlation. Furthermore, r is invariant under separate changes in location and scale of the two variables, implying that for a linear function the angle to the x-axis does not affect r.

To calculate r for two variables X and Y, one divides the covariance of X and Y by the product of their standard deviations.

Spearman's ρ

The Spearman's rank correlation coefficient (ρ) is a measure of monotonic correlation between two variables, and is therefore better in catching nonlinear monotonic correlations than Pearson's r. It's value lies between -1 and +1, -1 indicating total negative monotonic correlation, 0 indicating no monotonic correlation and 1 indicating total positive monotonic correlation.

To calculate ρ for two variables X and Y, one divides the covariance of the rank variables of X and Y by the product of their standard deviations.

Kendall's τ

Similarly to Spearman's rank correlation coefficient, the Kendall rank correlation coefficient (τ) measures ordinal association between two variables. It's value lies between -1 and +1, -1 indicating total negative correlation, 0 indicating no correlation and 1 indicating total positive correlation.

To calculate τ for two variables X and Y, one determines the number of concordant and discordant pairs of observations. τ is given by the number of concordant pairs minus the discordant pairs divided by the total number of pairs.

Phik (φk)

Phik (φk) is a new and practical correlation coefficient that works consistently between categorical, ordinal and interval variables, captures non-linear dependency and reverts to the Pearson correlation coefficient in case of a bivariate normal input distribution. There is extensive documentation available here.

Cramér's V (φc)

Cramér's V is an association measure for nominal random variables. The coefficient ranges from 0 to 1, with 0 indicating independence and 1 indicating perfect association. The empirical estimators used for Cramér's V have been proved to be biased, even for large samples. We use a bias-corrected measure that has been proposed by Bergsma in 2013 that can be found here.

First rows

	loan_id	user_id	total_loan	year_of_loan	interest	monthly_payment	class	employer_type	industry	work_year	house_exist	censor_status	issue_date	use	post_code	region	debt_loan_ratio	del_in_18month	scoring_low	scoring_high	known_outstanding_loan	known_dero	pub_dero_bankrup	recircle_b	recircle_u	initial_list_status	earlies_credit_mon	title	policy_code	f0	f2	f3	f4	early_return	early_return_amount
0	1040418	240418	31818.181820	3	11.466	1174.91	C	政府机构	金融业	3 years	0	1	2016/10/1	2	193	13	2.430000	0	556.363636	649.090909	3	0	0.0	7734.230769	91.800000	0	2021/12/1	5	1	1.0	4.0	5.0	4.0	3	9927
1	1025197	225197	28000.000000	5	16.841	670.69	C	政府机构	金融业	10+ years	0	2	2013/6/1	0	491	30	11.004545	1	715.000000	893.750000	3	0	0.0	31329.000000	54.800000	1	1990/4/1	40642	1	7.0	4.0	45.0	22.0	0	0
2	1009360	209360	17272.727270	3	8.900	603.32	A	政府机构	公共服务、社会组织	10+ years	1	0	2014/1/1	4	459	8	6.409091	0	774.545455	903.636364	5	0	0.0	18514.000000	57.692308	1	1991/10/1	154	1	6.0	6.0	28.0	19.0	0	0
3	1039708	239708	20000.000000	3	4.788	602.30	A	世界五百强	文化和体育业	6 years	0	1	2015/7/1	0	157	8	9.204545	0	750.000000	875.000000	3	0	0.0	20707.000000	42.600000	0	2021/6/1	0	1	5.0	10.0	15.0	9.0	0	0
4	1027483	227483	15272.727270	3	12.790	470.31	C	政府机构	信息传输、软件和信息技术服务业	< 1 year	2	1	2016/7/1	0	38	21	15.578182	0	609.090909	710.606061	15	0	0.0	14016.153850	30.461538	0	2021/5/2	0	1	10.0	6.0	15.0	4.0	0	0
5	1047529	247529	25454.545450	3	10.637	899.15	B	幼教与中小学校	信息传输、软件和信息技术服务业	10+ years	0	1	2013/11/1	0	258	8	15.807273	0	636.363636	689.393939	4	0	0.0	16084.923080	58.892308	0	1983/1/1	28	1	6.0	6.0	20.0	15.0	0	0
6	1030964	230964	9090.909091	5	15.741	234.30	C	高等教育机构	金融业	10+ years	1	2	2014/12/1	0	58	17	4.243636	1	600.000000	650.000000	9	1	1.0	1527.076923	17.015385	0	2021/10/2	0	1	4.0	9.0	25.0	6.0	0	0
7	1024822	224822	10288.636360	3	11.490	414.62	B	普通企业	制造业	2 years	1	1	2017/3/1	4	242	8	2.227273	0	690.000000	805.000000	4	0	0.0	5082.000000	34.700000	0	2021/10/8	4	1	4.0	0.0	9.0	9.0	0	0
8	1008720	208720	6818.181818	3	20.064	272.05	D	普通企业	金融业	NaN	0	2	2014/7/1	0	165	17	22.930909	0	600.000000	750.000000	9	1	1.0	18810.000000	88.615385	0	1971/11/1	0	1	6.0	2.0	34.0	22.0	0	0
9	1045305	245305	10800.000000	3	14.330	339.95	C	幼教与中小学校	住宿和餐饮业	4 years	1	1	2013/7/1	0	263	0	21.223636	0	564.545455	705.681818	8	0	0.0	3433.846154	93.346154	0	2021/12/1	37768	1	3.0	15.0	6.0	6.0	0	0

Last rows

	loan_id	user_id	total_loan	year_of_loan	interest	monthly_payment	class	employer_type	industry	work_year	house_exist	censor_status	issue_date	use	post_code	region	debt_loan_ratio	del_in_18month	scoring_low	scoring_high	known_outstanding_loan	recircle_b	recircle_u	initial_list_status	earlies_credit_mon	title	policy_code	f0	f2	f3	f4	early_return	early_return_amount	early_return_amount_3mon	isDefault
9990	1028044	228044	12763.636360	5	13.491	256.88	C	政府机构	批发和零售业	10+ years	0	0	2017/2/1	0	194	38	22.592727	0	704.545455	821.969697	7	3522.461538	24.300000	0	1995/6/1	0	1	3.0	3.0	6.0	2.0	0	0	0.0	0
9991	1046344	246344	14181.818180	3	5.337	364.69	A	幼教与中小学校	电力、热力生产供应业	10+ years	0	0	2015/3/1	0	176	3	9.120000	0	645.454545	699.242424	10	17047.692310	33.807692	0	1985/6/1	0	1	6.0	7.0	25.0	16.0	0	0	0.0	0
9992	1040471	240471	22909.090910	5	12.591	488.53	C	普通企业	采矿业	3 years	0	1	2016/10/1	2	249	36	5.330000	0	747.272727	871.818182	5	12062.769230	76.400000	0	2021/7/4	5	1	4.0	12.0	8.0	5.0	4	4474	894.8	0
9993	1009983	209983	24545.454550	5	20.889	778.06	D	普通企业	电力、热力生产供应业	2 years	1	2	2017/1/1	0	72	10	32.220000	0	685.000000	799.166667	40	31453.000000	30.400000	0	2021/7/1	0	1	17.0	15.0	39.0	13.0	0	0	0.0	1
9994	1047176	247176	5318.181818	3	5.852	195.75	A	普通企业	文化和体育业	NaN	2	0	2015/10/1	0	657	17	12.890909	0	769.090909	897.272727	18	22418.307690	66.300000	0	1996/9/1	0	1	10.0	8.0	20.0	17.0	3	279	27.9	0
9995	1028093	228093	17727.272730	3	15.037	510.27	B	普通企业	建筑业	7 years	1	1	2013/11/1	4	49	12	10.483636	0	720.000000	780.000000	9	19864.923080	45.507692	1	2021/2/6	234	1	4.0	4.0	11.0	7.0	2	5287	0.0	0
9996	1043911	243911	13636.363640	3	6.534	464.95	A	政府机构	农、林、牧、渔业	2 years	1	1	2015/12/1	0	143	8	0.654545	0	642.272727	749.318182	4	2025.000000	10.300000	0	1997/5/1	0	1	2.0	2.0	7.0	6.0	3	7182	0.0	0
9997	1023503	223503	24818.181820	3	14.421	708.69	B	普通企业	信息传输、软件和信息技术服务业	10+ years	0	0	2012/12/1	4	66	14	20.421818	1	780.000000	910.000000	9	12641.000000	21.876923	1	1987/2/1	120	1	6.0	5.0	15.0	11.0	1	8540	2562.0	0
9998	1024616	224616	20000.000000	3	18.450	727.58	D	政府机构	农、林、牧、渔业	10+ years	0	0	2018/3/1	2	19	14	14.048182	0	552.272727	690.340909	11	24642.692310	60.646154	0	1992/10/1	5	1	7.0	5.0	17.0	10.0	2	6161	616.1	0
9999	1021034	221034	1000.000000	3	14.014	33.57	C	高等教育机构	信息传输、软件和信息技术服务业	7 years	1	0	2017/5/1	0	566	30	3.280000	0	685.000000	799.166667	5	1802.307692	22.400000	1	2021/2/9	0	1	3.0	2.0	9.0	6.0	3	299	59.8	0

Overview

Variables

Interactions

Correlations

Pearson's r

Spearman's ρ

Kendall's τ

Phik (φk)

Cramér's V (φc)

Missing values

Sample

First rows

Last rows